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Terms of Service

1. ACCEPTANCE OF TERMS
Welcome to CaipsNotes.com! CaipsNotes.com provides the service to you, subject to the following Terms of Service ("TOS"), which may be updated by us from time to time without notice to you. You can review the most current version of the TOS at any time at: https://caipsnotes.com/Policy.shtml. Please note that other services, outside of CaipsNotes.com are governed by their respective Terms of Service.

2. DESCRIPTION OF SERVICE
CaipsNotes.com currently provides users with service as described in the section "Services". Unless explicitly stated otherwise, any new features that augment or enhance the current Service shall be subject to the TOS.

3. SPECIAL ADMONITIONS FOR INTERNATIONAL USE
Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct.

4. NO RESALE OF SERVICE
You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service.

5. MODIFICATIONS TO SERVICE
CaipsNotes.com reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that CaipsNotes.com shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.

6. LINKS
The Service may provide, or third parties may provide, links to other World Wide Web sites or resources. Because CaipsNotes.com has no control over such sites and resources, you acknowledge and agree that CaipsNotes.com is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that CaipsNotes.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.

7. DISCLAIMER OF WARRANTIES
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
(a) CaipsNotes.com EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED.

(b) CaipsNotes.com MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, AND (v) ANY ERRORS IN THE SERVICE WILL BE CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

(d) NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM CaipsNotes.com OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.

8. LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT CaipsNotes.com SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF CaipsNotes.com HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (v) ANY OTHER MATTER RELATING TO THE SERVICE.

9. Special Note for the section "FAQ"
This section though attempts to answer frequently asked questions about the service as described in the TOS, it also constitutes part of the TOS. References made to processing standards, refund policy, etc are explicitly part of the TOS.

10. Pricing
Pricing is in CAD, USD and other international currencies as indicated during checkout.

11. VIOLATIONS
Please report any violations of the TOS to below;
e-mail

Privacy Statement

We are committed to respecting the personal privacy of individuals who visit this Web site. The following summarizes the privacy policy and practices of the CaipsNotes.com Web site.

No personal information is shared or sold to any third party. We respect your time and promise to stick to our no-spam and no-up-sales policy.

This site employs software programs which monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage. This software receives and records the Internet Protocol (IP) address of the computer that has contacted this Web site, the date and time of the visit and the pages visited. CaipsNotes.com makes no attempt to link these addresses with the identity of individuals visiting this site unless an attempt to damage the site has been detected.

Third Party services Privacy Policy
We use the services of the following third parties, you are encouraged to read their privacy policies by following the links below.
Payment Services
Coinbase Commerce
Google Pay
PayPal
Square
Stripe

Refund Policy

We have a very simple and straightforward refund policy. Your order is processed once we receive the application details, payment and consent form. If you decide to cancel your order and your request has not been processed, we offer a refund according to the terms and conditions of the payment method used. However once we process your request, a refund can not be issued.

Please note that [starting September 4th, 2021] a refund administration fee of US$5.00, or the equivalent in the currency of payment, will be assessed to process an eligible refund. The refund administration fee will change [starting November 12th, 2021] to US$10.00 or the equivalent in the currency of payment.

Refunds can not be issued in case of processing delays caused by circumstances and factors beyond our control, including but not limited to that resulting directly or indirectly from pandemic, natural disaster(s), strikes, civil disturbances, government restrictions or regulations and Act(s) of God.